Judicial & Justice
New Orleans, LA · Charter 7045 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
$1.6MAssets
$507KLoans
$1.5MShares
$175KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 62% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 11 of 29).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 25 of 29).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.12%
Rank 19 of 29
Net Interest Margin
4.85%
Rank 11 of 29
Efficiency Ratio
100.00%
Rank 23 of 29
Equity / Assets
10.61%
Rank 25 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | -0.27% | 0.39% | 0.68% | Beats 34% | 19 / 29 | | |
| Return on Equity | 1.14% | 0.64% | 2.28% | 5.24% | Beats 36% | 18 / 28 | | |
| Net Interest Margin | 4.85% | 3.88% | 4.49% | 4.89% | Beats 62% | 11 / 29 | | |
| Efficiency Ratio | 100.00% | 77.78% | 86.62% | 97.23% | Beats 24% | 23 / 29 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.35% | 0.22% | 1.19% | 2.21% | Beats 17% | 25 / 29 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.61% | 11.89% | 14.07% | 21.10% | Beats 14% | 25 / 29 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.61% | 11.89% | 14.07% | 21.10% | Beats 14% | 25 / 29 | | |
| Liquidity & Funding |
| Loans / Deposits | 34.54% | 45.57% | 67.88% | 82.54% | 14th pctl | 25 / 29 | | |
| Loans / Assets | 30.75% | 34.60% | 52.32% | 69.33% | 17th pctl | 24 / 29 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |