Abound
Radcliff, KY · Charter 7000 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 20 branches
Q2 2026
$2.8BAssets
$2.0BLoans
$2.3BShares
$437.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of credit unions $1B-$10B in assets (rank 23 of 435).
- Widest gap: net interest margin trails 76% of credit unions $1B-$10B in assets (rank 331 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.03%
Rank 134 of 435
Net Interest Margin
3.00%
Rank 331 of 435
Efficiency Ratio
57.30%
Rank 36 of 435
Equity / Assets
15.85%
Rank 23 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.55% | 0.81% | 1.14% | Beats 69% | 134 / 435 | |
| Return on Equity | 6.50% | 5.12% | 7.41% | 9.70% | Beats 39% | 266 / 435 | |
| Net Interest Margin | 3.00% | 3.01% | 3.39% | 3.75% | Beats 24% | 331 / 435 | |
| Efficiency Ratio | 57.30% | 65.25% | 71.39% | 77.86% | Beats 92% | 36 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.45% | 0.69% | 1.05% | Beats 40% | 262 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.85% | 9.81% | 10.84% | 12.63% | Beats 95% | 23 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.85% | 9.81% | 10.84% | 12.63% | Beats 95% | 23 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 87.52% | 78.33% | 88.38% | 95.61% | 47th pctl | 229 / 435 | |
| Loans / Assets | 72.76% | 67.69% | 74.58% | 80.80% | 42nd pctl | 252 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |