Coteau Valley
Sisseton, SD · Charter 6992 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$18.8MAssets
$10.1MLoans
$17.4MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions under $1B in assets (rank 430 of 1683).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets (rank 1446 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.67%
Rank 923 of 1,683
Net Interest Margin
4.30%
Rank 430 of 1,683
Efficiency Ratio
85.74%
Rank 1,211 of 1,682
Equity / Assets
9.98%
Rank 1,348 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.35% | 0.74% | 1.18% | Beats 45% | 923 / 1,683 | | |
| Return on Equity | 6.70% | 2.67% | 5.89% | 8.74% | Beats 58% | 709 / 1,681 | | |
| Net Interest Margin | 4.30% | 3.31% | 3.82% | 4.32% | Beats 74% | 430 / 1,683 | | |
| Efficiency Ratio | 85.74% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,211 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.98% | 0.26% | 0.65% | 1.29% | Beats 14% | 1,446 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.98% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,348 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.98% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,348 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.12% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,141 / 1,683 | | |
| Loans / Assets | 53.57% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,012 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |