Alliance, NE · Charter 6974
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.16% | 1.25% | 1.84% | 1.60% | 2.11% | 1.76% | 1.31% | 1.53% | -7 bps | |
| Return on Equity | 5.61% | 6.07% | 9.30% | 7.88% | 10.03% | 8.58% | 6.59% | 7.44% | -44 bps | |
| Net Interest Margin | 3.52% | 3.26% | 3.05% | 3.15% | 3.24% | 3.21% | 3.26% | 3.35% | +20 bps | |
| Efficiency Ratio | 53.79% | 56.98% | 55.72% | 56.01% | 51.98% | 57.00% | 64.17% | 61.69% | +567 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 19.31% | 20.80% | 21.33% | 16.69% | 8.09% | 8.94% | 7.76% | 7.15% | -954 bps | |
| Loan Growth (YoY) | 11.87% | 11.98% | 6.39% | 7.20% | 5.14% | 3.36% | 6.39% | 0.83% | -637 bps | |
| Share Growth (YoY) | 22.56% | 24.38% | 24.82% | 18.95% | 7.56% | 8.95% | 7.59% | 6.77% | -1,219 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.20% | 0.42% | 0.82% | 0.88% | 1.05% | 0.86% | 0.77% | 1.41% | +53 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.74% | 20.54% | 19.76% | 20.33% | 21.06% | 20.53% | 19.83% | 20.55% | +21 bps | |
| Net Worth / Assets | 20.74% | 20.54% | 19.76% | 20.33% | 21.06% | 20.53% | 19.83% | 20.55% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 86.39% | 85.61% | 78.35% | 82.88% | 84.45% | 81.22% | 77.47% | 78.27% | -461 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |