Consumers Cooperative
Alliance, NE · Charter 6974 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$52.2MAssets
$32.2MLoans
$41.1MShares
$10.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets (rank 206 of 1683).
- Widest gap: nonperforming loans / loans trails 77% of credit unions under $1B in assets (rank 1297 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.53%
Rank 233 of 1,683
Net Interest Margin
3.35%
Rank 1,244 of 1,683
Efficiency Ratio
61.69%
Rank 215 of 1,682
Equity / Assets
20.55%
Rank 206 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.35% | 0.74% | 1.18% | Beats 86% | 233 / 1,683 | | |
| Return on Equity | 7.44% | 2.67% | 5.89% | 8.74% | Beats 65% | 591 / 1,681 | | |
| Net Interest Margin | 3.35% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,244 / 1,683 | | |
| Efficiency Ratio | 61.69% | 68.91% | 78.20% | 86.93% | Beats 87% | 215 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.41% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,297 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.55% | 10.44% | 12.89% | 16.53% | Beats 88% | 206 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.55% | 10.44% | 12.89% | 16.53% | Beats 88% | 206 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.27% | 52.61% | 69.38% | 83.50% | 66th pctl | 570 / 1,683 | | |
| Loans / Assets | 61.61% | 44.71% | 59.18% | 70.72% | 56th pctl | 747 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |