PackageTrendsPeer
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Velocity Community

Palm Beach Gard, FL · Charter 68749

Q2 2026

$491.7MAssets
$359.8MLoans
$422.2MShares
$61.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.74%; NIM at 3.91%.
  • Asset quality: problem loans at 0.55% of loans.
  • Capital: net worth / assets of 12.56%.
  • Funding: loans stand at 85.21% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.74%

Net Interest Margin (YTD, annualized)

3.91%

Efficiency Ratio (YTD, annualized)

79.68%

Net Worth / Assets

12.56%

Year to date, annualized, through each quarter.

MetricQ2 2026YoY ΔTrend
Earnings
Return on Assets0.74%n/an/a
Return on Equity5.86%n/an/a
Net Interest Margin3.91%n/an/a
Efficiency Ratio79.68%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans0.55%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans0.00%n/an/a
Capital
Risk-Based Capital12.56%n/an/a
Net Worth / Assets12.56%n/an/a
Liquidity & Funding
Loans / Shares85.21%n/an/a
Liquid Assets / Assets0.00%n/an/a