Mid Oregon
Bend, OR · Charter 68748 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
Q2 2026
$917.4MAssets
$780.8MLoans
$810.5MShares
$103.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 47 of 1681).
- Widest gap: equity / assets trails 65% of credit unions under $1B in assets (rank 1096 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.70%
Rank 167 of 1,683
Net Interest Margin
4.22%
Rank 490 of 1,683
Efficiency Ratio
62.69%
Rank 239 of 1,682
Equity / Assets
11.33%
Rank 1,096 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.70% | 0.35% | 0.74% | 1.18% | Beats 90% | 167 / 1,683 | | |
| Return on Equity | 15.00% | 2.67% | 5.89% | 8.74% | Beats 97% | 47 / 1,681 | | |
| Net Interest Margin | 4.22% | 3.31% | 3.82% | 4.32% | Beats 71% | 490 / 1,683 | | |
| Efficiency Ratio | 62.69% | 68.91% | 78.20% | 86.93% | Beats 86% | 239 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.26% | 0.65% | 1.29% | Beats 84% | 278 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.33% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,096 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.33% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,096 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.33% | 52.61% | 69.38% | 83.50% | 94th pctl | 94 / 1,683 | | |
| Loans / Assets | 85.10% | 44.71% | 59.18% | 70.72% | 98th pctl | 41 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |