Puyallup, WA · Charter 68747
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
50
Asset Quality
64
Profitability
24
Liquidity
0
Efficiency
14
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Puyallup, WA · Charter 68747
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|
| Earnings | |||||
| Return on Assets | 1.32% | 0.03% | 0.11% | n/a | |
| Return on Equity | 10.04% | 0.26% | 0.84% | n/a | |
| Net Interest Margin | 3.59% | 3.17% | 3.37% | n/a | |
| Efficiency Ratio | 66.77% | 92.59% | 92.77% | n/a | |
| Growth | |||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||
| Delinquent Loans / Loans | 0.22% | 0.14% | 0.72% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | n/a | |
| Capital | |||||
| Risk-Based Capital | 13.17% | 13.05% | 13.36% | n/a | |
| Net Worth / Assets | 13.17% | 13.05% | 13.36% | n/a | |
| Liquidity & Funding | |||||
| Loans / Shares | 20.08% | 28.84% | 31.61% | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | n/a | |
Puyallup, WA · Charter 68747 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
Q2 2026
Return on Assets
0.11%
Rank 17 of 22
Net Interest Margin
3.37%
Rank 16 of 22
Efficiency Ratio
92.80%
Rank 20 of 22
Equity / Assets
13.36%
Rank 11 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.11% | 0.11% | 0.57% | 0.99% | Beats 23% | 17 / 22 | ||
| Return on Equity | 0.85% | 0.85% | 3.93% | 5.70% | Beats 23% | 17 / 22 | ||
| Net Interest Margin | 3.37% | 3.17% | 3.57% | 4.25% | Beats 27% | 16 / 22 | ||
| Efficiency Ratio | 92.80% | 65.75% | 80.47% | 91.31% | Beats 14% | 20 / 22 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.72% | 0.34% | 0.86% | 1.42% | Beats 64% | 9 / 22 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.36% | 10.62% | 13.36% | 14.42% | Beats 50% | 11 / 22 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.36% | 10.62% | 13.36% | 14.42% | Beats 50% | 11 / 22 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 31.61% | 61.01% | 65.58% | 83.83% | 5th pctl | 21 / 22 | ||
| Loans / Assets | 27.34% | 47.64% | 55.55% | 72.11% | 5th pctl | 21 / 22 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||