Christian Family
North Canton, OH · Charter 68746 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$93.2MAssets
$36.7MLoans
$82.4MShares
$12.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 67% of credit unions under $1B in assets (rank 554 of 1682).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets (rank 1497 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.33%
Rank 1,286 of 1,683
Net Interest Margin
2.91%
Rank 1,497 of 1,683
Efficiency Ratio
85.98%
Rank 1,221 of 1,682
Equity / Assets
13.47%
Rank 754 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,286 / 1,683 | |
| Return on Equity | 2.45% | 2.67% | 5.89% | 8.74% | Beats 23% | 1,295 / 1,681 | |
| Net Interest Margin | 2.91% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,497 / 1,683 | |
| Efficiency Ratio | 85.98% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,221 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.26% | 0.65% | 1.29% | Beats 67% | 554 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.47% | 10.44% | 12.89% | 16.53% | Beats 55% | 754 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.47% | 10.44% | 12.89% | 16.53% | Beats 55% | 754 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 44.56% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,414 / 1,683 | |
| Loans / Assets | 39.38% | 44.71% | 59.18% | 70.72% | 18th pctl | 1,379 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |