Hollywood, FL · Charter 68738
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.18% | 0.20% | 0.27% | 0.30% | 0.33% | +16 bps | |
| Return on Equity | 1.66% | 1.87% | 2.50% | 2.73% | 3.02% | +136 bps | |
| Net Interest Margin | 3.15% | 3.24% | 3.24% | 3.23% | 3.32% | +17 bps | |
| Efficiency Ratio | 90.91% | 88.08% | 87.01% | 91.17% | 89.38% | -152 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.25% | -1.90% | 4.27% | 0.36% | 0.76% | +101 bps | |
| Loan Growth (YoY) | -4.68% | -3.98% | -4.58% | -4.55% | -5.56% | -88 bps | |
| Share Growth (YoY) | -1.63% | -2.41% | 2.71% | -1.12% | -0.10% | +154 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.32% | 0.40% | 0.73% | 0.23% | 0.18% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.82% | 10.89% | 10.88% | 10.95% | 11.08% | +26 bps | |
| Net Worth / Assets | 10.82% | 10.89% | 10.88% | 10.95% | 11.08% | +26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.77% | 54.45% | 52.28% | 50.94% | 49.88% | -289 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |