Hollywood, FL · Charter 68738
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Miami-Fort Lauderdale-West Palm Beach, FL area (n=20). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
55
Asset Quality
85
Profitability
38
Liquidity
3
Efficiency
25
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hollywood, FL · Charter 68738
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.17% | 0.25% | 0.28% | 0.18% | 0.20% | 0.27% | 0.30% | 0.33% | +16 bps | |
| Return on Equity | 1.59% | 2.26% | 2.64% | 1.66% | 1.87% | 2.50% | 2.73% | 3.02% | +136 bps | |
| Net Interest Margin | 2.88% | 3.07% | 3.08% | 3.15% | 3.24% | 3.24% | 3.23% | 3.32% | +17 bps | |
| Efficiency Ratio | 93.61% | 91.64% | 90.23% | 90.91% | 88.08% | 87.01% | 91.17% | 89.38% | -152 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.60% | -0.43% | -1.11% | -0.25% | -1.90% | 4.27% | 0.36% | 0.76% | +101 bps | |
| Loan Growth (YoY) | 4.93% | -0.66% | -3.56% | -4.68% | -3.98% | -4.58% | -4.55% | -5.56% | -88 bps | |
| Share Growth (YoY) | -0.68% | -0.96% | -2.10% | -1.63% | -2.41% | 2.71% | -1.12% | -0.10% | +154 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.24% | 0.03% | 0.32% | 0.40% | 0.73% | 0.23% | 0.18% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.43% | 11.07% | 10.72% | 10.82% | 10.89% | 10.88% | 10.95% | 11.08% | +26 bps | |
| Net Worth / Assets | 10.43% | 11.07% | 10.72% | 10.82% | 10.89% | 10.88% | 10.95% | 11.08% | +26 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.34% | 56.28% | 52.77% | 52.77% | 54.45% | 52.28% | 50.94% | 49.88% | -289 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hollywood, FL · Charter 68738 · Peer group: credit unions under $1B in assets in the Miami-Fort Lauderdale-West Palm Beach, FL area (n=20)
NCUA · 7 branches
Q2 2026
Return on Assets
0.34%
Rank 12 of 20
Net Interest Margin
3.32%
Rank 14 of 20
Efficiency Ratio
89.37%
Rank 16 of 20
Equity / Assets
11.08%
Rank 9 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.34% | 0.22% | 0.41% | 0.84% | Beats 40% | 12 / 20 | ||
| Return on Equity | 3.02% | 1.78% | 3.57% | 6.45% | Beats 45% | 11 / 20 | ||
| Net Interest Margin | 3.32% | 3.17% | 3.67% | 4.80% | Beats 30% | 14 / 20 | ||
| Efficiency Ratio | 89.37% | 77.46% | 82.82% | 89.37% | Beats 25% | 16 / 20 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.56% | 0.65% | Beats 85% | 4 / 20 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.08% | 10.54% | 11.05% | 12.98% | Beats 55% | 9 / 20 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.08% | 10.54% | 11.05% | 12.98% | Beats 55% | 9 / 20 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 49.88% | 54.64% | 78.75% | 84.99% | 10th pctl | 18 / 20 | ||
| Loans / Assets | 45.08% | 48.81% | 63.38% | 73.06% | 15th pctl | 17 / 20 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||