Baton Rouge, LA · Charter 68736
NCUA · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Baton Rouge, LA area (n=21). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
10
Asset Quality
29
Profitability
38
Liquidity
0
Efficiency
48
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Baton Rouge, LA · Charter 68736
NCUA · 6 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.31% | -0.69% | -0.40% | -0.26% | -0.34% | 0.05% | 0.48% | 0.46% | +72 bps | |
| Return on Equity | -3.34% | -8.11% | -5.05% | -2.68% | -3.68% | 0.57% | 5.33% | 5.09% | +777 bps | |
| Net Interest Margin | 3.08% | 3.06% | 3.04% | 3.07% | 3.21% | 3.37% | 3.76% | 3.81% | +73 bps | |
| Efficiency Ratio | 93.07% | 92.85% | 97.15% | 98.67% | 97.63% | 91.57% | 85.23% | 81.13% | -1,754 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.20% | 1.21% | -0.91% | 5.28% | 6.83% | 7.18% | 7.88% | 8.34% | +306 bps | |
| Loan Growth (YoY) | -2.15% | -1.06% | 1.97% | 2.15% | 4.53% | 5.68% | 8.37% | 10.34% | +819 bps | |
| Share Growth (YoY) | -4.01% | 1.84% | 3.47% | 6.64% | 4.58% | 5.62% | 2.45% | 1.05% | -559 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.75% | 1.11% | 0.89% | 1.76% | 1.32% | 1.68% | 1.12% | 1.45% | -32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.20% | 8.48% | 8.02% | 9.69% | 9.25% | 9.15% | 9.04% | 9.06% | -62 bps | |
| Net Worth / Assets | 9.20% | 8.48% | 8.02% | 9.69% | 9.25% | 9.15% | 9.04% | 9.06% | -62 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.45% | 91.44% | 87.74% | 88.29% | 92.41% | 91.48% | 92.82% | 96.41% | +812 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Baton Rouge, LA · Charter 68736 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 6 branches
Q2 2026
Return on Assets
0.46%
Rank 13 of 21
Net Interest Margin
3.81%
Rank 16 of 21
Efficiency Ratio
81.13%
Rank 12 of 21
Equity / Assets
9.06%
Rank 19 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.46% | 0.20% | 0.59% | 1.13% | Beats 38% | 13 / 21 | ||
| Return on Equity | 5.08% | 1.01% | 4.78% | 7.97% | Beats 52% | 10 / 21 | ||
| Net Interest Margin | 3.81% | 3.81% | 3.95% | 4.86% | Beats 24% | 16 / 21 | ||
| Efficiency Ratio | 81.13% | 72.50% | 80.80% | 90.61% | Beats 48% | 12 / 21 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.45% | 0.36% | 0.80% | 1.45% | Beats 29% | 16 / 21 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.06% | 11.23% | 14.10% | 17.49% | Beats 10% | 19 / 21 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.06% | 11.23% | 14.10% | 17.49% | Beats 10% | 19 / 21 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 96.41% | 58.58% | 76.49% | 83.93% | 90th pctl | 2 / 21 | ||
| Loans / Assets | 80.46% | 53.07% | 62.76% | 69.97% | 90th pctl | 2 / 21 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||