Topline Financial
Maple Grove, MN · Charter 68731 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.1BAssets
$907.4MLoans
$966.4MShares
$114.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions $1B-$10B in assets (rank 114 of 435).
- Widest gap: efficiency ratio trails 80% of credit unions $1B-$10B in assets (rank 349 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.68%
Rank 282 of 435
Net Interest Margin
3.72%
Rank 114 of 435
Efficiency Ratio
78.83%
Rank 349 of 435
Equity / Assets
10.16%
Rank 286 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.55% | 0.81% | 1.14% | Beats 35% | 282 / 435 | | |
| Return on Equity | 6.70% | 5.12% | 7.41% | 9.70% | Beats 41% | 255 / 435 | | |
| Net Interest Margin | 3.72% | 3.01% | 3.39% | 3.75% | Beats 74% | 114 / 435 | | |
| Efficiency Ratio | 78.83% | 65.25% | 71.39% | 77.86% | Beats 20% | 349 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.45% | 0.69% | 1.05% | Beats 35% | 283 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.16% | 9.81% | 10.84% | 12.63% | Beats 34% | 286 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.16% | 9.81% | 10.84% | 12.63% | Beats 34% | 286 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.90% | 78.33% | 88.38% | 95.61% | 70th pctl | 131 / 435 | | |
| Loans / Assets | 80.80% | 67.69% | 74.58% | 80.80% | 75th pctl | 109 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |