Maple Grove, MN · Charter 68731
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
34
Asset Quality
35
Profitability
50
Liquidity
61
Efficiency
20
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Maple Grove, MN · Charter 68731
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.62% | 0.58% | 0.43% | 0.67% | 0.61% | 0.66% | 0.51% | 0.68% | +1 bps | |
| Return on Equity | 6.68% | 6.09% | 4.62% | 6.89% | 6.17% | 6.61% | 5.26% | 6.70% | -19 bps | |
| Net Interest Margin | 2.37% | 2.57% | 3.36% | 3.50% | 3.57% | 3.53% | 3.57% | 3.72% | +22 bps | |
| Efficiency Ratio | 74.25% | 77.10% | 84.10% | 79.18% | 80.33% | 78.76% | 80.86% | 78.83% | -34 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 40.17% | 38.17% | 33.99% | 33.98% | -0.75% | 0.87% | 2.32% | 1.61% | -3,237 bps | |
| Loan Growth (YoY) | 24.09% | 22.24% | 22.77% | 23.14% | 1.46% | 2.01% | 3.48% | 4.93% | -1,820 bps | |
| Share Growth (YoY) | 41.62% | 42.34% | 41.39% | 41.67% | 2.70% | 4.23% | 3.49% | 3.08% | -3,859 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.77% | 0.84% | 0.65% | 0.81% | 0.82% | 0.82% | 0.65% | 0.86% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.24% | 9.50% | 9.37% | 9.69% | 9.84% | 9.91% | 9.78% | 10.16% | +47 bps | |
| Net Worth / Assets | 9.24% | 9.50% | 9.37% | 9.69% | 9.84% | 9.91% | 9.78% | 10.16% | +47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.71% | 93.23% | 89.52% | 92.24% | 92.58% | 91.24% | 89.51% | 93.90% | +166 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Maple Grove, MN · Charter 68731 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.68%
Rank 282 of 435
Net Interest Margin
3.72%
Rank 114 of 435
Efficiency Ratio
78.83%
Rank 349 of 435
Equity / Assets
10.16%
Rank 286 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.68% | 0.55% | 0.81% | 1.14% | Beats 35% | 282 / 435 | ||
| Return on Equity | 6.70% | 5.12% | 7.41% | 9.70% | Beats 41% | 255 / 435 | ||
| Net Interest Margin | 3.72% | 3.01% | 3.39% | 3.75% | Beats 74% | 114 / 435 | ||
| Efficiency Ratio | 78.83% | 65.25% | 71.39% | 77.86% | Beats 20% | 349 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.86% | 0.45% | 0.69% | 1.05% | Beats 35% | 283 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.16% | 9.81% | 10.84% | 12.63% | Beats 34% | 286 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.16% | 9.81% | 10.84% | 12.63% | Beats 34% | 286 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 93.90% | 78.33% | 88.38% | 95.61% | 70th pctl | 131 / 435 | ||
| Loans / Assets | 80.80% | 67.69% | 74.58% | 80.80% | 75th pctl | 109 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||