Arizona Financial
Phoenix, AZ · Charter 68730 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 21 branches
Q2 2026
$3.9BAssets
$2.1BLoans
$3.5BShares
$464.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions $1B-$10B in assets (rank 81 of 435).
- Widest gap: efficiency ratio trails 85% of credit unions $1B-$10B in assets (rank 372 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.66%
Rank 291 of 435
Net Interest Margin
3.05%
Rank 316 of 435
Efficiency Ratio
80.66%
Rank 372 of 435
Equity / Assets
11.82%
Rank 150 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.55% | 0.81% | 1.14% | Beats 33% | 291 / 435 | |
| Return on Equity | 5.61% | 5.12% | 7.41% | 9.70% | Beats 31% | 298 / 435 | |
| Net Interest Margin | 3.05% | 3.01% | 3.39% | 3.75% | Beats 27% | 316 / 435 | |
| Efficiency Ratio | 80.66% | 65.25% | 71.39% | 77.86% | Beats 15% | 372 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.45% | 0.69% | 1.05% | Beats 82% | 81 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.82% | 9.81% | 10.84% | 12.63% | Beats 66% | 150 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.82% | 9.81% | 10.84% | 12.63% | Beats 66% | 150 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 61.51% | 78.33% | 88.38% | 95.61% | 8th pctl | 401 / 435 | |
| Loans / Assets | 54.17% | 67.69% | 74.58% | 80.80% | 10th pctl | 392 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |