Harvesters
Cantonment, FL · Charter 68726 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 8 branches
Q3 2024
$289.7MAssets
$240.3MLoans
$266.4MShares
$24.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets (rank 480 of 1757).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1603 of 1761).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.12%
Rank 1,444 of 1,761
Net Interest Margin
3.93%
Rank 637 of 1,761
Efficiency Ratio
92.91%
Rank 1,490 of 1,754
Equity / Assets
8.51%
Rank 1,603 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.26% | 0.70% | 1.22% | Beats 18% | 1,444 / 1,761 | | |
| Return on Equity | 1.41% | 2.09% | 5.52% | 9.08% | Beats 21% | 1,398 / 1,761 | | |
| Net Interest Margin | 3.93% | 3.03% | 3.59% | 4.25% | Beats 64% | 637 / 1,761 | | |
| Efficiency Ratio | 92.91% | 68.95% | 77.94% | 87.14% | Beats 15% | 1,490 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.27% | Beats 73% | 480 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.51% | 10.05% | 12.42% | 15.87% | Beats 9% | 1,603 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.51% | 10.05% | 12.42% | 15.87% | Beats 9% | 1,603 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.21% | 56.21% | 73.13% | 85.64% | 82nd pctl | 311 / 1,759 | | |
| Loans / Assets | 82.94% | 47.85% | 62.48% | 73.19% | 94th pctl | 112 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |