Brunswick, GA · Charter 68714
NCUA · 6 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.54% | 0.48% | 0.19% | 0.42% | 0.45% | 0.44% | 0.51% | 0.52% | +10 bps | |
| Return on Equity | 6.24% | 5.43% | 2.20% | 4.91% | 5.25% | 5.19% | 5.98% | 6.03% | +111 bps | |
| Net Interest Margin | 3.17% | 3.21% | 3.11% | 3.22% | 3.16% | 3.18% | 3.16% | 3.32% | +11 bps | |
| Efficiency Ratio | 83.62% | 84.56% | 92.19% | 86.54% | 85.73% | 86.42% | 86.88% | 86.20% | -34 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.28% | 10.77% | 8.53% | 10.02% | 7.63% | 9.99% | 6.79% | 4.65% | -536 bps | |
| Loan Growth (YoY) | 15.76% | 19.96% | 17.96% | 17.28% | 10.73% | 9.43% | 11.96% | 8.16% | -912 bps | |
| Share Growth (YoY) | 13.61% | 11.43% | 7.96% | 10.33% | 7.52% | 9.54% | 6.25% | 4.06% | -628 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.19% | 0.13% | 0.19% | 0.23% | 0.13% | 0.21% | 0.22% | 0.22% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.70% | 8.82% | 8.52% | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Net Worth / Assets | 8.70% | 8.82% | 8.52% | 8.56% | 8.47% | 8.45% | 8.48% | 8.66% | +11 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.85% | 78.25% | 73.84% | 76.88% | 76.05% | 78.17% | 77.81% | 79.91% | +303 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |