Chiropractic
Farmington, MI · Charter 6871 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 1 branch
Q2 2026
$41.7MAssets
$17.4MLoans
$35.5MShares
$6.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 71% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 12 of 38).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 34 of 38).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.96%
Rank 14 of 38
Net Interest Margin
3.00%
Rank 34 of 38
Efficiency Ratio
74.33%
Rank 12 of 38
Equity / Assets
14.97%
Rank 12 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.49% | 0.78% | 1.16% | Beats 63% | 14 / 38 | |
| Return on Equity | 6.38% | 3.91% | 6.52% | 8.43% | Beats 45% | 21 / 38 | |
| Net Interest Margin | 3.00% | 3.41% | 3.65% | 4.18% | Beats 11% | 34 / 38 | |
| Efficiency Ratio | 74.33% | 72.88% | 78.35% | 82.40% | Beats 71% | 12 / 38 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.97% | 0.36% | 0.84% | 1.47% | Beats 13% | 34 / 38 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.97% | 11.22% | 12.45% | 15.29% | Beats 68% | 12 / 38 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.97% | 11.22% | 12.45% | 15.29% | Beats 68% | 12 / 38 | |
| Liquidity & Funding |
| Loans / Deposits | 48.90% | 38.40% | 54.78% | 75.62% | 42nd pctl | 22 / 38 | |
| Loans / Assets | 41.71% | 32.99% | 45.72% | 63.66% | 42nd pctl | 22 / 38 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |