Orlando, FL · Charter 68706
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.28% | 0.13% | 0.28% | 0.29% | 0.28% | 0 bps | |
| Return on Equity | 3.17% | 1.47% | 2.93% | 3.22% | 3.31% | +14 bps | |
| Net Interest Margin | 3.68% | 3.75% | 3.94% | 3.70% | 3.64% | -4 bps | |
| Efficiency Ratio | 85.11% | 83.46% | 81.19% | 80.80% | 79.53% | -558 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.46% | -5.41% | -10.96% | 0.40% | 5.51% | +505 bps | |
| Loan Growth (YoY) | -4.23% | -1.73% | 3.70% | 7.33% | 12.87% | +1,710 bps | |
| Share Growth (YoY) | 7.04% | -3.13% | -7.00% | -0.17% | 5.74% | -130 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.23% | 1.03% | 0.88% | 0.78% | 0.53% | -70 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.88% | 8.91% | 9.42% | 8.96% | 8.61% | -28 bps | |
| Net Worth / Assets | 8.88% | 8.91% | 9.42% | 8.96% | 8.61% | -28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.36% | 84.16% | 87.79% | 83.06% | 83.64% | +528 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 97.15% | 0.00% | 0 bps | |