Tucker, GA · Charter 68698
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.41% | 0.47% | 0.49% | 0.64% | 0.70% | +28 bps | |
| Return on Equity | 3.51% | 3.92% | 4.09% | 5.53% | 5.88% | +237 bps | |
| Net Interest Margin | 4.15% | 4.21% | 4.30% | 4.38% | 4.54% | +39 bps | |
| Efficiency Ratio | 90.18% | 88.41% | 87.65% | 84.52% | 83.83% | -635 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.01% | -0.59% | 3.86% | 3.84% | 5.15% | +513 bps | |
| Loan Growth (YoY) | 1.58% | 7.63% | 9.37% | 14.89% | 15.80% | +1,422 bps | |
| Share Growth (YoY) | -1.82% | -1.72% | 2.27% | 2.53% | 4.72% | +655 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.57% | 0.65% | 0.62% | 0.51% | 0.46% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.81% | 11.89% | 11.89% | 11.57% | 11.82% | +1 bps | |
| Net Worth / Assets | 11.81% | 11.89% | 11.89% | 11.57% | 11.82% | +1 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.41% | 80.88% | 81.18% | 81.54% | 84.49% | +808 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |