Brightbridge
Lawrence, MA · Charter 68693 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 27 branches
Q2 2026
$2.4BAssets
$1.8BLoans
$2.1BShares
$249.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 43% of credit unions $1B-$10B in assets (rank 250 of 435).
- Widest gap: efficiency ratio trails 90% of credit unions $1B-$10B in assets (rank 392 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.55%
Rank 327 of 435
Net Interest Margin
3.15%
Rank 288 of 435
Efficiency Ratio
82.68%
Rank 392 of 435
Equity / Assets
10.56%
Rank 250 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.55% | 0.81% | 1.14% | Beats 25% | 327 / 435 | | |
| Return on Equity | 5.24% | 5.12% | 7.41% | 9.70% | Beats 27% | 317 / 435 | | |
| Net Interest Margin | 3.15% | 3.01% | 3.39% | 3.75% | Beats 34% | 288 / 435 | | |
| Efficiency Ratio | 82.68% | 65.25% | 71.39% | 77.86% | Beats 10% | 392 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.82% | 0.45% | 0.69% | 1.05% | Beats 38% | 270 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 250 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 250 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.96% | 78.33% | 88.38% | 95.61% | 41st pctl | 257 / 435 | | |
| Loans / Assets | 74.82% | 67.69% | 74.58% | 80.80% | 50th pctl | 216 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |