Loves Park, IL · Charter 68687
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.57% | 1.23% | 0.91% | 0.14% | 0.09% | -148 bps | |
| Return on Equity | 13.43% | 10.26% | 7.84% | 1.27% | 0.80% | -1,263 bps | |
| Net Interest Margin | 3.82% | 3.95% | 3.91% | 3.94% | 4.15% | +33 bps | |
| Efficiency Ratio | 73.06% | 77.78% | 80.31% | 91.22% | 88.76% | +1,570 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.94% | 4.37% | 6.21% | 7.06% | 3.03% | -391 bps | |
| Loan Growth (YoY) | 3.74% | 2.44% | 3.01% | 5.14% | 5.24% | +150 bps | |
| Share Growth (YoY) | 7.40% | 7.46% | 8.70% | 8.53% | 3.77% | -362 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.97% | 0.85% | 0.94% | 0.84% | 0.69% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.68% | 11.94% | 11.60% | 11.25% | 11.50% | -18 bps | |
| Net Worth / Assets | 11.68% | 11.94% | 11.60% | 11.25% | 11.50% | -18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.46% | 90.58% | 88.62% | 86.47% | 90.72% | +126 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |