America's First Network
East Hartford, CT · Charter 68680 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
$105.5MAssets
$64.2MLoans
$93.4MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 63% of credit unions under $1B in assets (rank 621 of 1683).
- Widest gap: efficiency ratio trails 87% of credit unions under $1B in assets (rank 1461 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.24%
Rank 1,359 of 1,683
Net Interest Margin
4.06%
Rank 621 of 1,683
Efficiency Ratio
93.04%
Rank 1,461 of 1,682
Equity / Assets
10.86%
Rank 1,179 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.24% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,359 / 1,683 | |
| Return on Equity | 2.16% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,327 / 1,681 | |
| Net Interest Margin | 4.06% | 3.31% | 3.82% | 4.32% | Beats 63% | 621 / 1,683 | |
| Efficiency Ratio | 93.04% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,461 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,235 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,179 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,179 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 68.80% | 52.61% | 69.38% | 83.50% | 49th pctl | 857 / 1,683 | |
| Loans / Assets | 60.91% | 44.71% | 59.18% | 70.72% | 54th pctl | 775 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |