East Hartford, CT · Charter 68680
NCUA · 11 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
30
Asset Quality
27
Profitability
34
Liquidity
98
Efficiency
13
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
East Hartford, CT · Charter 68680
NCUA · 11 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.30% | 0.29% | 0.38% | 0.30% | 0.30% | 0.12% | 0.23% | -14 bps | |
| Return on Equity | 2.11% | 2.73% | 2.66% | 3.53% | 2.74% | 2.73% | 1.10% | 2.16% | -137 bps | |
| Net Interest Margin | 3.85% | 3.88% | 4.10% | 3.82% | 3.98% | 4.07% | 3.97% | 4.06% | +24 bps | |
| Efficiency Ratio | 91.33% | 90.35% | 93.59% | 91.04% | 90.68% | 90.89% | 97.19% | 93.06% | +202 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.35% | 17.70% | 20.29% | 20.75% | 19.91% | 16.92% | 17.26% | 2.42% | -1,832 bps | |
| Loan Growth (YoY) | 23.02% | 20.38% | 20.53% | 6.93% | 10.19% | 10.71% | 11.56% | 9.06% | +214 bps | |
| Share Growth (YoY) | 14.23% | 17.52% | 20.57% | 21.59% | 20.35% | 16.98% | 17.57% | 2.50% | -1,910 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.21% | 1.10% | 0.93% | 1.26% | 0.98% | 1.07% | 0.93% | 1.21% | -4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.32% | 11.15% | 10.93% | 10.72% | 10.81% | 11.04% | 10.74% | 10.86% | +14 bps | |
| Net Worth / Assets | 11.32% | 11.15% | 10.93% | 10.72% | 10.81% | 11.04% | 10.74% | 10.86% | +14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.62% | 72.06% | 71.01% | 64.66% | 67.41% | 68.21% | 67.38% | 68.80% | +414 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
East Hartford, CT · Charter 68680 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
Return on Assets
0.24%
Rank 1,359 of 1,683
Net Interest Margin
4.06%
Rank 621 of 1,683
Efficiency Ratio
93.04%
Rank 1,461 of 1,682
Equity / Assets
10.86%
Rank 1,179 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.24% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,359 / 1,683 | ||
| Return on Equity | 2.16% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,327 / 1,681 | ||
| Net Interest Margin | 4.06% | 3.31% | 3.82% | 4.32% | Beats 63% | 621 / 1,683 | ||
| Efficiency Ratio | 93.04% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,461 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.21% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,235 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,179 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,179 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 68.80% | 52.61% | 69.38% | 83.50% | 49th pctl | 857 / 1,683 | ||
| Loans / Assets | 60.91% | 44.71% | 59.18% | 70.72% | 54th pctl | 775 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||