Jafari No-Interest
Houston, TX · Charter 68675 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 3 branches
Q2 2026
$2.7MAssets
$1.2MLoans
$2.2MShares
$576KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in TX (rank 2 of 235).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in TX (rank 234 of 235).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.41%
Rank 6 of 235
Net Interest Margin
1.68%
Rank 234 of 235
Efficiency Ratio
36.73%
Rank 2 of 235
Equity / Assets
21.02%
Rank 48 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.41% | 0.17% | 0.57% | 1.10% | Beats 97% | 6 / 235 | |
| Return on Equity | 11.46% | 1.03% | 4.30% | 7.58% | Beats 90% | 23 / 235 | |
| Net Interest Margin | 1.68% | 3.32% | 3.89% | 4.35% | Beats 0% | 234 / 235 | |
| Efficiency Ratio | 36.73% | 70.60% | 82.00% | 91.57% | Beats 100% | 2 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.02% | 11.30% | 14.41% | 19.49% | Beats 80% | 48 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.02% | 11.30% | 14.41% | 19.49% | Beats 80% | 48 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 57.16% | 54.18% | 67.38% | 81.66% | 30th pctl | 164 / 235 | |
| Loans / Assets | 45.15% | 43.80% | 56.63% | 68.64% | 26th pctl | 174 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |