Robins Financial
Warner Robins, GA · Charter 68670 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$5.0BAssets
$2.9BLoans
$4.1BShares
$875.5MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions $1B-$10B in assets (rank 8 of 435).
- Widest gap: net interest margin trails 47% of credit unions $1B-$10B in assets (rank 205 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.91%
Rank 8 of 435
Net Interest Margin
3.43%
Rank 205 of 435
Efficiency Ratio
55.09%
Rank 26 of 435
Equity / Assets
17.61%
Rank 14 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.91% | 0.55% | 0.81% | 1.14% | Beats 98% | 8 / 435 | |
| Return on Equity | 10.87% | 5.12% | 7.41% | 9.70% | Beats 84% | 70 / 435 | |
| Net Interest Margin | 3.43% | 3.01% | 3.39% | 3.75% | Beats 53% | 205 / 435 | |
| Efficiency Ratio | 55.09% | 65.25% | 71.39% | 77.86% | Beats 94% | 26 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.45% | 0.69% | 1.05% | Beats 80% | 89 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.61% | 9.81% | 10.84% | 12.63% | Beats 97% | 14 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.61% | 9.81% | 10.84% | 12.63% | Beats 97% | 14 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 70.62% | 78.33% | 88.38% | 95.61% | 15th pctl | 371 / 435 | |
| Loans / Assets | 58.25% | 67.69% | 74.58% | 80.80% | 12th pctl | 383 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |