East Hartford, CT · Charter 68662
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.75% | -0.34% | -0.21% | -0.20% | -0.69% | -0.81% | 0.32% | 0.76% | +96 bps | |
| Return on Equity | -8.16% | -3.61% | -2.34% | -2.24% | -7.76% | -9.34% | 3.71% | 8.54% | +1,078 bps | |
| Net Interest Margin | 3.72% | 3.76% | 3.59% | 3.83% | 3.95% | 4.01% | 4.01% | 4.02% | +19 bps | |
| Efficiency Ratio | 93.13% | 88.53% | 93.16% | 92.81% | 92.59% | 92.28% | 93.31% | 89.46% | -335 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.53% | -5.91% | -2.93% | -8.52% | -5.91% | -5.63% | -7.17% | -3.45% | +507 bps | |
| Loan Growth (YoY) | -10.35% | -12.65% | -10.89% | -9.18% | -11.56% | -7.15% | -4.95% | -2.88% | +630 bps | |
| Share Growth (YoY) | -5.02% | -1.96% | -0.09% | -5.58% | -3.54% | -2.35% | -6.22% | -4.17% | +141 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.41% | 2.19% | 2.00% | 2.05% | 2.27% | 1.73% | 1.31% | 0.73% | -132 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.14% | 9.45% | 9.09% | 9.02% | 8.92% | 8.69% | 8.61% | 8.93% | -9 bps | |
| Net Worth / Assets | 9.14% | 9.45% | 9.09% | 9.02% | 8.92% | 8.69% | 8.61% | 8.93% | -9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.66% | 87.51% | 79.95% | 80.83% | 81.29% | 83.21% | 81.03% | 81.91% | +108 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |