Rogue
Medford, OR · Charter 68660 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 30 branches
Q2 2026
$4.3BAssets
$2.6BLoans
$3.7BShares
$449.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions $1B-$10B in assets (rank 81 of 435).
- Widest gap: nonperforming loans / loans trails 70% of credit unions $1B-$10B in assets (rank 305 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.95%
Rank 159 of 435
Net Interest Margin
3.86%
Rank 81 of 435
Efficiency Ratio
69.19%
Rank 180 of 435
Equity / Assets
10.37%
Rank 273 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.55% | 0.81% | 1.14% | Beats 63% | 159 / 435 | |
| Return on Equity | 9.19% | 5.12% | 7.41% | 9.70% | Beats 70% | 130 / 435 | |
| Net Interest Margin | 3.86% | 3.01% | 3.39% | 3.75% | Beats 81% | 81 / 435 | |
| Efficiency Ratio | 69.19% | 65.25% | 71.39% | 77.86% | Beats 59% | 180 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.45% | 0.69% | 1.05% | Beats 30% | 305 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.37% | 9.81% | 10.84% | 12.63% | Beats 37% | 273 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.37% | 9.81% | 10.84% | 12.63% | Beats 37% | 273 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 71.14% | 78.33% | 88.38% | 95.61% | 15th pctl | 369 / 435 | |
| Loans / Assets | 59.98% | 67.69% | 74.58% | 80.80% | 13th pctl | 377 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |