Corvallis, OR · Charter 68656
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.06% | 1.09% | 1.03% | 0.89% | 1.32% | +26 bps | |
| Return on Equity | 9.74% | 10.16% | 8.92% | 7.69% | 11.25% | +151 bps | |
| Net Interest Margin | 3.23% | 3.16% | 3.46% | 3.56% | 3.60% | +37 bps | |
| Efficiency Ratio | 60.30% | 59.76% | 61.79% | 66.47% | 60.66% | +36 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.45% | 10.56% | 3.54% | 3.46% | 1.74% | -671 bps | |
| Loan Growth (YoY) | 18.61% | 20.90% | 20.78% | 19.69% | 13.28% | -533 bps | |
| Share Growth (YoY) | 8.60% | 11.19% | 13.62% | 14.15% | 9.41% | +81 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.48% | 0.49% | 0.70% | 0.63% | 0.58% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.89% | 10.76% | 11.61% | 11.54% | 11.75% | +86 bps | |
| Net Worth / Assets | 10.89% | 10.76% | 11.61% | 11.54% | 11.75% | +86 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.64% | 82.26% | 82.88% | 80.76% | 84.53% | +289 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |