Oregon State
Corvallis, OR · Charter 68656 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$2.8BAssets
$2.0BLoans
$2.4BShares
$327.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions $1B-$10B in assets (rank 61 of 435).
- Widest gap: nonperforming loans / loans trails 38% of credit unions $1B-$10B in assets (rank 167 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.32%
Rank 67 of 435
Net Interest Margin
3.60%
Rank 154 of 435
Efficiency Ratio
60.66%
Rank 66 of 435
Equity / Assets
11.75%
Rank 152 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.55% | 0.81% | 1.14% | Beats 85% | 67 / 435 | |
| Return on Equity | 11.25% | 5.12% | 7.41% | 9.70% | Beats 86% | 61 / 435 | |
| Net Interest Margin | 3.60% | 3.01% | 3.39% | 3.75% | Beats 65% | 154 / 435 | |
| Efficiency Ratio | 60.66% | 65.25% | 71.39% | 77.86% | Beats 85% | 66 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.45% | 0.69% | 1.05% | Beats 62% | 167 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.75% | 9.81% | 10.84% | 12.63% | Beats 65% | 152 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.75% | 9.81% | 10.84% | 12.63% | Beats 65% | 152 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 84.53% | 78.33% | 88.38% | 95.61% | 39th pctl | 264 / 435 | |
| Loans / Assets | 73.28% | 67.69% | 74.58% | 80.80% | 44th pctl | 243 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |