PackageTrendsPeer
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Cohoes City Employees

Cohoes, NY · Charter 68652

Q2 2014

$723KAssets
$69KLoans
$435KShares
$288KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -3.80%; NIM at 1.39%.
  • Asset quality: problem loans at 0.00% of loans.
  • Capital: net worth / assets of 39.81%.
  • Funding: loans stand at 15.88% of shares as of Q2 2014.

Financial Results

Return on Assets (quarter, annualized)

-3.80%

Net Interest Margin (quarter, annualized)

1.39%

Efficiency Ratio (quarter, annualized)

369%

Net Worth / Assets

39.81%

Discrete quarter, annualized.

MetricQ2 2014YoY ΔTrend
Earnings
Return on Assets-3.80%n/an/a
Return on Equity-9.55%n/an/a
Net Interest Margin1.39%n/an/a
Efficiency Ratio369%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans0.00%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans7.18%n/an/a
Capital
Risk-Based Capital39.81%n/an/a
Net Worth / Assets39.81%n/an/a
Liquidity & Funding
Loans / Shares15.88%n/an/a
Liquid Assets / Assets0.00%n/an/a