PackageTrendsPeer
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Blaze

Falcon Heights, MN · Charter 68651

NCUA · 27 branches

Q2 2026

$4.8BAssets
$2.7BLoans
$4.1BShares
$424.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.84%, up 5 bps year over year; NIM at 3.07%.
  • Asset quality: problem loans at 1.02% of loans (+35 bps YoY).
  • Capital: net worth / assets of 8.76%, down 13 bps from a year ago.
  • Funding: loans stand at 67.11% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.84%+5 bps YoY

Net Interest Margin (YTD, annualized)

3.07%+7 bps YoY

Efficiency Ratio (YTD, annualized)

72.46%-26 bps YoY

Net Worth / Assets

8.76%-13 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.79%0.78%0.78%0.83%0.84%+5 bps
Return on Equity8.88%8.61%8.81%9.66%9.58%+70 bps
Net Interest Margin3.00%3.05%3.00%3.02%3.07%+7 bps
Efficiency Ratio72.72%73.20%73.12%72.20%72.46%-26 bps
Growth
Asset Growth (YoY)6.19%-1.68%7.52%9.01%8.35%+215 bps
Loan Growth (YoY)0.98%1.18%3.21%6.73%8.23%+725 bps
Share Growth (YoY)6.62%8.26%10.17%10.02%9.25%+263 bps
Asset Quality
Delinquent Loans / Loans0.68%0.60%0.60%0.49%1.02%+35 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.89%9.09%8.82%8.59%8.76%-13 bps
Net Worth / Assets8.89%9.09%8.82%8.59%8.76%-13 bps
Liquidity & Funding
Loans / Shares67.74%66.18%66.28%65.34%67.11%-63 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps