PackageTrendsPeer
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Blue Eagle

Roanoke, VA · Charter 68629

NCUA · 7 branches

Q2 2026

$280.8MAssets
$220.5MLoans
$243.0MShares
$36.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.48%, up 49 bps year over year; NIM at 3.89%.
  • Asset quality: problem loans at 0.11% of loans (+5 bps YoY).
  • Capital: net worth / assets of 12.87%, up 1 bps from a year ago.
  • Funding: loans stand at 90.72% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.48%+49 bps YoY

Net Interest Margin (YTD, annualized)

3.89%-7 bps YoY

Efficiency Ratio (YTD, annualized)

68.69%-1,007 bps YoY

Net Worth / Assets

12.87%+1 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.99%1.22%1.30%1.40%1.48%+49 bps
Return on Equity7.73%9.35%9.91%10.64%11.51%+378 bps
Net Interest Margin3.96%3.96%3.90%3.96%3.89%-7 bps
Efficiency Ratio78.76%75.91%73.87%69.38%68.69%-1,007 bps
Growth
Asset Growth (YoY)6.32%7.18%8.32%6.69%12.94%+661 bps
Loan Growth (YoY)6.14%6.37%9.13%11.57%12.09%+595 bps
Share Growth (YoY)5.31%5.62%7.32%5.80%12.50%+718 bps
Asset Quality
Delinquent Loans / Loans0.06%0.05%0.11%0.03%0.11%+5 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.86%13.02%13.07%13.13%12.87%+1 bps
Net Worth / Assets12.86%13.02%13.07%13.13%12.87%+1 bps
Liquidity & Funding
Loans / Shares91.05%92.12%92.59%93.21%90.72%-33 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps