Snocope
Everett, WA · Charter 68622 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 1 branch
Q2 2026
$88.7MAssets
$49.0MLoans
$80.3MShares
$8.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 9 of 22).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 19 of 22).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.38%
Rank 12 of 22
Net Interest Margin
3.87%
Rank 9 of 22
Efficiency Ratio
80.47%
Rank 12 of 22
Equity / Assets
9.59%
Rank 19 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.11% | 0.57% | 0.99% | Beats 45% | 12 / 22 | |
| Return on Equity | 3.93% | 0.85% | 3.93% | 5.70% | Beats 50% | 11 / 22 | |
| Net Interest Margin | 3.87% | 3.17% | 3.57% | 4.25% | Beats 59% | 9 / 22 | |
| Efficiency Ratio | 80.47% | 65.75% | 80.47% | 91.31% | Beats 50% | 12 / 22 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.93% | 0.34% | 0.86% | 1.42% | Beats 45% | 13 / 22 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.59% | 10.62% | 13.36% | 14.42% | Beats 14% | 19 / 22 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.59% | 10.62% | 13.36% | 14.42% | Beats 14% | 19 / 22 | |
| Liquidity & Funding |
| Loans / Deposits | 61.01% | 61.01% | 65.58% | 83.83% | 23rd pctl | 17 / 22 | |
| Loans / Assets | 55.26% | 47.64% | 55.55% | 72.11% | 41st pctl | 13 / 22 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |