Autotruck Financial
Louisville, KY · Charter 68617 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$220.4MAssets
$85.7MLoans
$189.6MShares
$28.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 52% of credit unions under $1B in assets (rank 812 of 1683).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets (rank 1351 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 1,020 of 1,683
Net Interest Margin
3.17%
Rank 1,351 of 1,683
Efficiency Ratio
85.06%
Rank 1,187 of 1,682
Equity / Assets
13.05%
Rank 812 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,020 / 1,683 | |
| Return on Equity | 4.51% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,018 / 1,681 | |
| Net Interest Margin | 3.17% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,351 / 1,683 | |
| Efficiency Ratio | 85.06% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,187 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,238 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.05% | 10.44% | 12.89% | 16.53% | Beats 52% | 812 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.05% | 10.44% | 12.89% | 16.53% | Beats 52% | 812 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 45.23% | 52.61% | 69.38% | 83.50% | 17th pctl | 1,400 / 1,683 | |
| Loans / Assets | 38.91% | 44.71% | 59.18% | 70.72% | 17th pctl | 1,397 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |