Rally
Corpus Christi, TX · Charter 68615 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 23 branches
Q2 2026
$4.8BAssets
$4.2BLoans
$4.0BShares
$670.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of credit unions $1B-$10B in assets (rank 31 of 435).
- Widest gap: nonperforming loans / loans trails 55% of credit unions $1B-$10B in assets (rank 241 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.16%
Rank 98 of 435
Net Interest Margin
3.95%
Rank 63 of 435
Efficiency Ratio
55.92%
Rank 31 of 435
Equity / Assets
14.02%
Rank 51 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.55% | 0.81% | 1.14% | Beats 77% | 98 / 435 | | |
| Return on Equity | 8.28% | 5.12% | 7.41% | 9.70% | Beats 60% | 172 / 435 | | |
| Net Interest Margin | 3.95% | 3.01% | 3.39% | 3.75% | Beats 86% | 63 / 435 | | |
| Efficiency Ratio | 55.92% | 65.25% | 71.39% | 77.86% | Beats 93% | 31 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.45% | 0.69% | 1.05% | Beats 45% | 241 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.02% | 9.81% | 10.84% | 12.63% | Beats 88% | 51 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.02% | 9.81% | 10.84% | 12.63% | Beats 88% | 51 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 105.00% | 78.33% | 88.38% | 95.61% | 94th pctl | 26 / 435 | | |
| Loans / Assets | 88.65% | 67.69% | 74.58% | 80.80% | 97th pctl | 13 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |