Corpus Christi, TX · Charter 68615
NCUA · 23 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
88
Asset Quality
45
Profitability
74
Liquidity
0
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Corpus Christi, TX · Charter 68615
NCUA · 23 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.64% | 0.60% | 0.78% | 0.58% | 0.93% | 1.03% | 1.30% | 1.16% | +58 bps | |
| Return on Equity | 4.71% | 4.42% | 5.90% | 4.34% | 6.88% | 7.48% | 9.33% | 8.28% | +395 bps | |
| Net Interest Margin | 3.28% | 3.30% | 3.47% | 3.62% | 3.67% | 3.72% | 3.88% | 3.95% | +33 bps | |
| Efficiency Ratio | 60.61% | 60.12% | 60.27% | 59.19% | 58.27% | 57.56% | 55.46% | 55.92% | -327 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.43% | 4.64% | 5.96% | 5.62% | 4.96% | 4.69% | 2.32% | 3.61% | -201 bps | |
| Loan Growth (YoY) | 5.58% | 6.35% | 7.53% | 6.71% | 5.25% | 4.97% | 3.18% | 4.90% | -181 bps | |
| Share Growth (YoY) | 3.61% | 5.06% | 6.12% | 7.19% | 5.71% | 4.77% | 3.82% | 3.93% | -326 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.81% | 0.84% | 0.65% | 0.78% | 0.81% | 0.96% | 0.77% | 0.75% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.54% | 13.48% | 13.23% | 13.30% | 13.58% | 13.77% | 13.94% | 14.02% | +72 bps | |
| Net Worth / Assets | 13.54% | 13.48% | 13.23% | 13.30% | 13.58% | 13.77% | 13.94% | 14.02% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 104.71% | 104.94% | 103.21% | 104.04% | 104.25% | 105.14% | 102.58% | 105.00% | +96 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Corpus Christi, TX · Charter 68615 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 23 branches
Q2 2026
Return on Assets
1.16%
Rank 98 of 435
Net Interest Margin
3.95%
Rank 63 of 435
Efficiency Ratio
55.92%
Rank 31 of 435
Equity / Assets
14.02%
Rank 51 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.16% | 0.55% | 0.81% | 1.14% | Beats 77% | 98 / 435 | ||
| Return on Equity | 8.28% | 5.12% | 7.41% | 9.70% | Beats 60% | 172 / 435 | ||
| Net Interest Margin | 3.95% | 3.01% | 3.39% | 3.75% | Beats 86% | 63 / 435 | ||
| Efficiency Ratio | 55.92% | 65.25% | 71.39% | 77.86% | Beats 93% | 31 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.75% | 0.45% | 0.69% | 1.05% | Beats 45% | 241 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.02% | 9.81% | 10.84% | 12.63% | Beats 88% | 51 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.02% | 9.81% | 10.84% | 12.63% | Beats 88% | 51 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 105.00% | 78.33% | 88.38% | 95.61% | 94th pctl | 26 / 435 | ||
| Loans / Assets | 88.65% | 67.69% | 74.58% | 80.80% | 97th pctl | 13 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||