Las Vegas, NV · Charter 68613
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.51% | 1.58% | 1.51% | 1.40% | 1.44% | -7 bps | |
| Return on Equity | 10.04% | 9.85% | 9.32% | 8.63% | 8.58% | -146 bps | |
| Net Interest Margin | 3.70% | 3.90% | 3.84% | 3.77% | 3.80% | +10 bps | |
| Efficiency Ratio | 63.70% | 63.15% | 63.53% | 62.91% | 62.77% | -94 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.49% | 5.56% | 5.29% | 0.53% | -1.74% | -1,222 bps | |
| Loan Growth (YoY) | 6.42% | 5.18% | 0.67% | -0.75% | -0.86% | -728 bps | |
| Share Growth (YoY) | 5.70% | 4.70% | 3.65% | 1.13% | 0.22% | -548 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.34% | 0.44% | 0.50% | 0.21% | 0.31% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.03% | 16.05% | 16.17% | 16.28% | 16.73% | +170 bps | |
| Net Worth / Assets | 15.03% | 16.05% | 16.17% | 16.28% | 16.73% | +170 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.83% | 51.25% | 49.93% | 49.10% | 50.28% | -55 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |