Moline, IL · Charter 68598
NCUA · 34 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
5
Asset Quality
61
Profitability
44
Liquidity
45
Efficiency
31
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Moline, IL · Charter 68598
NCUA · 34 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.23% | 0.50% | 0.50% | 0.43% | 0.48% | 0.80% | 0.74% | +24 bps | |
| Return on Equity | 3.15% | 3.06% | 6.34% | 6.10% | 5.32% | 6.15% | 9.95% | 8.93% | +283 bps | |
| Net Interest Margin | 2.31% | 2.06% | 2.75% | 2.82% | 2.78% | 2.73% | 2.91% | 2.94% | +12 bps | |
| Efficiency Ratio | 81.74% | 80.96% | 77.97% | 78.31% | 78.95% | 78.43% | 75.82% | 76.12% | -219 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.45% | 12.74% | 9.57% | 8.71% | 12.82% | 1.49% | 4.52% | 5.79% | -292 bps | |
| Loan Growth (YoY) | -2.05% | 8.45% | 10.43% | 11.24% | 12.09% | 4.11% | 4.43% | 3.86% | -737 bps | |
| Share Growth (YoY) | 4.77% | 13.85% | 10.49% | 9.37% | 9.40% | 1.10% | 4.44% | 5.68% | -369 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.74% | 0.61% | 0.48% | 0.66% | 0.68% | 0.54% | 0.47% | 0.59% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.63% | 7.51% | 7.86% | 8.13% | 8.00% | 7.85% | 8.06% | 8.28% | +15 bps | |
| Net Worth / Assets | 8.63% | 7.51% | 7.86% | 8.13% | 8.00% | 7.85% | 8.06% | 8.28% | +15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 97.62% | 90.71% | 93.25% | 97.74% | 100.02% | 93.41% | 93.24% | 96.06% | -168 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Moline, IL · Charter 68598 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 34 branches
Q2 2026
Return on Assets
0.74%
Rank 253 of 435
Net Interest Margin
2.94%
Rank 343 of 435
Efficiency Ratio
76.12%
Rank 299 of 435
Equity / Assets
8.28%
Rank 413 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.74% | 0.55% | 0.81% | 1.14% | Beats 42% | 253 / 435 | ||
| Return on Equity | 8.93% | 5.12% | 7.41% | 9.70% | Beats 68% | 140 / 435 | ||
| Net Interest Margin | 2.94% | 3.01% | 3.39% | 3.75% | Beats 21% | 343 / 435 | ||
| Efficiency Ratio | 76.12% | 65.25% | 71.39% | 77.86% | Beats 31% | 299 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.59% | 0.45% | 0.69% | 1.05% | Beats 61% | 171 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.28% | 9.81% | 10.84% | 12.63% | Beats 5% | 413 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.28% | 9.81% | 10.84% | 12.63% | Beats 5% | 413 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 96.06% | 78.33% | 88.38% | 95.61% | 76th pctl | 103 / 435 | ||
| Loans / Assets | 86.89% | 67.69% | 74.58% | 80.80% | 94th pctl | 27 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||