Consumers
lake Forest, IL · Charter 68588 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$4.6BAssets
$3.2BLoans
$3.7BShares
$405.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 64% of credit unions $1B-$10B in assets (rank 157 of 435).
- Widest gap: equity / assets trails 93% of credit unions $1B-$10B in assets (rank 403 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.75%
Rank 248 of 435
Net Interest Margin
3.29%
Rank 248 of 435
Efficiency Ratio
69.71%
Rank 186 of 435
Equity / Assets
8.74%
Rank 403 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.55% | 0.81% | 1.14% | Beats 43% | 248 / 435 | |
| Return on Equity | 8.57% | 5.12% | 7.41% | 9.70% | Beats 64% | 157 / 435 | |
| Net Interest Margin | 3.29% | 3.01% | 3.39% | 3.75% | Beats 43% | 248 / 435 | |
| Efficiency Ratio | 69.71% | 65.25% | 71.39% | 77.86% | Beats 57% | 186 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.45% | 0.69% | 1.05% | Beats 36% | 281 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.74% | 9.81% | 10.84% | 12.63% | Beats 7% | 403 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.74% | 9.81% | 10.84% | 12.63% | Beats 7% | 403 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 86.37% | 78.33% | 88.38% | 95.61% | 45th pctl | 241 / 435 | |
| Loans / Assets | 68.77% | 67.69% | 74.58% | 80.80% | 28th pctl | 314 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |