Indianapolis, IN · Charter 68584
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.44% | 0.29% | 0.38% | 0.35% | -1.24% | -168 bps | |
| Return on Equity | 4.60% | 3.05% | 3.96% | 3.63% | -13.27% | -1,787 bps | |
| Net Interest Margin | 4.17% | 4.18% | 4.21% | 4.01% | 4.18% | +1 bps | |
| Efficiency Ratio | 80.74% | 83.32% | 84.78% | 91.91% | 104.22% | +2,348 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.69% | 0.70% | -0.79% | -3.04% | -4.08% | -239 bps | |
| Loan Growth (YoY) | -6.96% | -2.34% | 2.66% | -5.50% | -7.24% | -28 bps | |
| Share Growth (YoY) | -1.85% | 0.46% | -0.82% | -3.86% | -1.41% | +44 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.32% | 0.87% | 1.34% | 1.51% | 1.36% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.50% | 9.49% | 9.68% | 9.71% | 9.35% | -15 bps | |
| Net Worth / Assets | 9.50% | 9.49% | 9.68% | 9.71% | 9.35% | -15 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 53.92% | 55.53% | 57.37% | 53.16% | 50.73% | -319 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |