Indiana University
Bloomington, IN · Charter 68577 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 8 branches
Q2 2026
$2.1BAssets
$1.6BLoans
$1.8BShares
$247.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 78% of credit unions $1B-$10B in assets (rank 98 of 435).
- Widest gap: net interest margin trails 84% of credit unions $1B-$10B in assets (rank 367 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.06%
Rank 128 of 435
Net Interest Margin
2.82%
Rank 367 of 435
Efficiency Ratio
64.04%
Rank 98 of 435
Equity / Assets
11.80%
Rank 151 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.55% | 0.81% | 1.14% | Beats 71% | 128 / 435 | |
| Return on Equity | 9.00% | 5.12% | 7.41% | 9.70% | Beats 69% | 135 / 435 | |
| Net Interest Margin | 2.82% | 3.01% | 3.39% | 3.75% | Beats 16% | 367 / 435 | |
| Efficiency Ratio | 64.04% | 65.25% | 71.39% | 77.86% | Beats 78% | 98 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.45% | 0.69% | 1.05% | Beats 51% | 213 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.80% | 9.81% | 10.84% | 12.63% | Beats 65% | 151 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.80% | 9.81% | 10.84% | 12.63% | Beats 65% | 151 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 88.51% | 78.33% | 88.38% | 95.61% | 50th pctl | 216 / 435 | |
| Loans / Assets | 75.41% | 67.69% | 74.58% | 80.80% | 54th pctl | 202 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |