Kitsap
Bremerton, WA · Charter 68576 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$2.5BAssets
$2.0BLoans
$2.3BShares
$209.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions $1B-$10B in assets (rank 59 of 435).
- Widest gap: equity / assets trails 95% of credit unions $1B-$10B in assets (rank 412 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.32%
Rank 385 of 435
Net Interest Margin
3.97%
Rank 59 of 435
Efficiency Ratio
69.75%
Rank 187 of 435
Equity / Assets
8.35%
Rank 412 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.55% | 0.81% | 1.14% | Beats 11% | 385 / 435 | | |
| Return on Equity | 3.85% | 5.12% | 7.41% | 9.70% | Beats 17% | 362 / 435 | | |
| Net Interest Margin | 3.97% | 3.01% | 3.39% | 3.75% | Beats 86% | 59 / 435 | | |
| Efficiency Ratio | 69.75% | 65.25% | 71.39% | 77.86% | Beats 57% | 187 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.45% | 0.69% | 1.05% | Beats 42% | 253 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.35% | 9.81% | 10.84% | 12.63% | Beats 5% | 412 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.35% | 9.81% | 10.84% | 12.63% | Beats 5% | 412 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.73% | 78.33% | 88.38% | 95.61% | 51st pctl | 213 / 435 | | |
| Loans / Assets | 80.15% | 67.69% | 74.58% | 80.80% | 71st pctl | 125 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |