PackageTrendsPeer
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General Electric

Cincinnati, OH · Charter 68574

NCUA · 14 branches

Q2 2026

$4.2BAssets
$3.5BLoans
$3.5BShares
$358.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.35%, up 21 bps year over year; NIM at 2.26%.
  • Asset quality: problem loans at 0.70% of loans (+3 bps YoY).
  • Capital: net worth / assets of 8.52%, up 43 bps from a year ago.
  • Funding: loans stand at 100.45% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.35%+21 bps YoY

Net Interest Margin (YTD, annualized)

2.26%+43 bps YoY

Efficiency Ratio (YTD, annualized)

69.86%-743 bps YoY

Net Worth / Assets

8.52%+43 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.14%0.22%0.26%0.37%0.35%+21 bps
Return on Equity1.75%2.61%3.12%4.36%4.07%+232 bps
Net Interest Margin1.84%1.91%1.96%2.17%2.26%+43 bps
Efficiency Ratio77.30%75.27%73.96%71.67%69.86%-743 bps
Growth
Asset Growth (YoY)-9.23%-7.92%-4.47%-2.93%-1.91%+732 bps
Loan Growth (YoY)-9.02%-7.69%-6.89%-3.24%-0.30%+872 bps
Share Growth (YoY)-6.60%-7.43%-4.33%-2.88%-1.78%+482 bps
Asset Quality
Delinquent Loans / Loans0.67%0.78%0.83%0.71%0.70%+3 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.08%8.26%8.31%8.41%8.52%+43 bps
Net Worth / Assets8.08%8.26%8.31%8.41%8.52%+43 bps
Liquidity & Funding
Loans / Shares98.96%99.54%96.32%97.53%100.45%+149 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps