General Electric
Cincinnati, OH · Charter 68574 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$4.2BAssets
$3.5BLoans
$3.5BShares
$358.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 57% of credit unions $1B-$10B in assets (rank 191 of 435).
- Widest gap: net interest margin trails 96% of credit unions $1B-$10B in assets (rank 418 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.35%
Rank 381 of 435
Net Interest Margin
2.26%
Rank 418 of 435
Efficiency Ratio
69.86%
Rank 191 of 435
Equity / Assets
8.52%
Rank 407 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.55% | 0.81% | 1.14% | Beats 12% | 381 / 435 | |
| Return on Equity | 4.07% | 5.12% | 7.41% | 9.70% | Beats 18% | 358 / 435 | |
| Net Interest Margin | 2.26% | 3.01% | 3.39% | 3.75% | Beats 4% | 418 / 435 | |
| Efficiency Ratio | 69.86% | 65.25% | 71.39% | 77.86% | Beats 57% | 191 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.45% | 0.69% | 1.05% | Beats 48% | 227 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.52% | 9.81% | 10.84% | 12.63% | Beats 6% | 407 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.52% | 9.81% | 10.84% | 12.63% | Beats 6% | 407 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 100.45% | 78.33% | 88.38% | 95.61% | 87th pctl | 56 / 435 | |
| Loans / Assets | 83.49% | 67.69% | 74.58% | 80.80% | 87th pctl | 57 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |