Via Credit Union
Marion, IN · Charter 68572 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$604.4MAssets
$452.4MLoans
$517.8MShares
$79.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets (rank 188 of 1682).
- Widest gap: net interest margin trails 70% of credit unions under $1B in assets (rank 1183 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.87%
Rank 720 of 1,683
Net Interest Margin
3.42%
Rank 1,183 of 1,683
Efficiency Ratio
60.15%
Rank 188 of 1,682
Equity / Assets
13.18%
Rank 788 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.35% | 0.74% | 1.18% | Beats 57% | 720 / 1,683 | | |
| Return on Equity | 6.59% | 2.67% | 5.89% | 8.74% | Beats 57% | 725 / 1,681 | | |
| Net Interest Margin | 3.42% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,183 / 1,683 | | |
| Efficiency Ratio | 60.15% | 68.91% | 78.20% | 86.93% | Beats 89% | 188 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.26% | 0.65% | 1.29% | Beats 51% | 817 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.18% | 10.44% | 12.89% | 16.53% | Beats 53% | 788 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.18% | 10.44% | 12.89% | 16.53% | Beats 53% | 788 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.37% | 52.61% | 69.38% | 83.50% | 82nd pctl | 306 / 1,683 | | |
| Loans / Assets | 74.84% | 44.71% | 59.18% | 70.72% | 83rd pctl | 292 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |