Elevations
Boulder, CO · Charter 68565 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$3.5BAssets
$2.7BLoans
$2.7BShares
$413.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions $1B-$10B in assets (rank 115 of 435).
- Widest gap: efficiency ratio trails 80% of credit unions $1B-$10B in assets (rank 350 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.00%
Rank 143 of 435
Net Interest Margin
3.71%
Rank 115 of 435
Efficiency Ratio
78.96%
Rank 350 of 435
Equity / Assets
11.73%
Rank 155 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.55% | 0.81% | 1.14% | Beats 67% | 143 / 435 | | |
| Return on Equity | 8.50% | 5.12% | 7.41% | 9.70% | Beats 63% | 159 / 435 | | |
| Net Interest Margin | 3.71% | 3.01% | 3.39% | 3.75% | Beats 74% | 115 / 435 | | |
| Efficiency Ratio | 78.96% | 65.25% | 71.39% | 77.86% | Beats 20% | 350 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.45% | 0.69% | 1.05% | Beats 70% | 130 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.73% | 9.81% | 10.84% | 12.63% | Beats 64% | 155 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.73% | 9.81% | 10.84% | 12.63% | Beats 64% | 155 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.64% | 78.33% | 88.38% | 95.61% | 84th pctl | 68 / 435 | | |
| Loans / Assets | 76.58% | 67.69% | 74.58% | 80.80% | 57th pctl | 187 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |