Tucson, AZ · Charter 68558
NCUA · 18 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.45% | 0.54% | 0.56% | 0.65% | 0.78% | +33 bps | |
| Return on Equity | 4.41% | 5.44% | 5.63% | 6.41% | 7.52% | +311 bps | |
| Net Interest Margin | 4.06% | 3.94% | 3.97% | 4.20% | 4.23% | +17 bps | |
| Efficiency Ratio | 65.13% | 64.46% | 64.04% | 60.39% | 60.79% | -434 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.71% | 6.71% | 7.72% | 3.19% | 4.03% | -169 bps | |
| Loan Growth (YoY) | 9.52% | 8.70% | 7.63% | 6.67% | 7.23% | -228 bps | |
| Share Growth (YoY) | 8.18% | 9.77% | 9.82% | 6.42% | 5.79% | -239 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.81% | 0.92% | 1.06% | 0.85% | 0.84% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.12% | 9.87% | 9.89% | 10.21% | 10.32% | +20 bps | |
| Net Worth / Assets | 10.12% | 9.87% | 9.89% | 10.21% | 10.32% | +20 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 88.21% | 84.67% | 84.95% | 86.72% | 89.42% | +120 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |