Goessel, KS · Charter 68557
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.55% | 0.67% | 1.68% | 1.38% | 1.60% | -95 bps | |
| Return on Equity | 12.28% | 3.15% | 7.76% | 6.64% | 7.68% | -461 bps | |
| Net Interest Margin | 4.63% | 4.58% | 4.58% | 4.25% | 4.31% | -32 bps | |
| Efficiency Ratio | 59.42% | 58.54% | 60.65% | 56.88% | 55.28% | -414 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.17% | 6.04% | 2.72% | 2.94% | 5.62% | +146 bps | |
| Loan Growth (YoY) | -9.98% | -6.97% | -11.08% | -11.09% | 3.69% | +1,367 bps | |
| Share Growth (YoY) | 2.83% | 4.70% | 0.77% | 1.78% | 4.32% | +148 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.49% | 3.26% | 4.26% | 4.17% | 6.32% | +383 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.77% | 21.31% | 21.58% | 20.78% | 20.81% | +4 bps | |
| Net Worth / Assets | 20.77% | 21.31% | 21.58% | 20.78% | 20.81% | +4 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.72% | 75.25% | 73.48% | 67.46% | 72.28% | -43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |