Burbank, CA · Charter 68549
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.64% | 0.52% | 0.06% | 0.33% | 0.60% | 0.62% | 0.57% | 0.47% | +13 bps | |
| Return on Equity | 4.24% | 3.46% | 0.41% | 2.22% | 3.69% | 3.87% | 3.50% | 2.95% | +73 bps | |
| Net Interest Margin | 3.36% | 3.33% | 3.17% | 3.35% | 3.72% | 3.67% | 3.76% | 3.56% | +21 bps | |
| Efficiency Ratio | 82.58% | 82.83% | 91.69% | 86.80% | 82.92% | 83.49% | 82.24% | 84.84% | -196 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.33% | -0.79% | 4.66% | 7.57% | -3.15% | -1.31% | -4.98% | -1.13% | -870 bps | |
| Loan Growth (YoY) | -2.47% | -11.43% | -9.77% | -7.95% | -7.33% | -4.34% | -10.92% | -16.03% | -807 bps | |
| Share Growth (YoY) | -4.01% | 1.22% | 7.31% | 7.68% | -3.10% | -3.42% | -6.83% | -2.51% | -1,018 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.62% | 0.13% | 0.38% | 0.24% | 0.26% | 0.11% | 0.18% | 0.96% | +71 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.20% | 15.18% | 14.82% | 14.96% | 16.19% | 16.01% | 16.35% | 15.79% | +84 bps | |
| Net Worth / Assets | 15.20% | 15.18% | 14.82% | 14.96% | 16.19% | 16.01% | 16.35% | 15.79% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.33% | 60.26% | 59.04% | 60.04% | 63.43% | 59.69% | 56.45% | 51.71% | -833 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |